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The Board of Directors has voted to increasing the deductible of the master insurance policy from $5,000 to $25,000. This will take affect on our renewal date in August for 2019 - 2020 coverage. Many associations are doing this to help keep master policy premiums from increases due to what would be considered minor claims. Please call your own insurance agent to inform them of this change. They will research what is referred to “gap” coverage and provide the best option for you.


2018 - 2019

Annual Policy

QBE Insurance Corporation

Policy #: CAU221802-4

Policy Period: August 2018 to August 2019

Jennifer Hart

Supervisor/Account Manager

Select Business Unit



Insurer: Federal Insurance Company

Policy #: 82274317

Policy Period: August 2018 to August 2019

Josephine Spada

Account Manager

Select Business Unit


Annual Umbrella Policy

Travelers Property Casualty Company of America

Policy #: ZUP91M4306A15NF-42479

Policy Period: August 2018 to August 2019

Laurel Boucher, CISR

Supervisor/Account Manager

Select Business Unit


Erik Hamilton, CIC 
Vice President - Sales 
HUB International New England, LLC 
299 Ballardvale Street 
Wilmington, MA  01887
PH:  978.661.6712 
FX:  978.988.0038

For mortgage company insurance certificates:

Please submit written requests to or fax them to 978-988-1082.



CAU Risk  Management Recommendations


Policy #                CAU221801                                       Letter Date:        10/7/16

Account #            30717                                                 Underwriter:       Karin Petrino

Insured:               Hadleigh Woods Adult Community Condominium Association

Date of Survey:  9/21/16


Advisory Recommendations:     


FH1.         Grills on Combustible Balconies (RMA P-6)

Discontinue allowing residents to grill using gas and/or charcoal grills on or beneath elevated decks, balconies and roof decks constructed of wood or other combustible materials. Using these devices in the proximity of combustible building components increases the likelihood of fire and personal injury. Restrict grilling to grade level at least 10 feet from the building or require electric grills.


More on outdoor grilling from CAU (Community Association Underwriters of America, Inc.) ~~~~~~~